Harvest Season Reminder: Is Your Farm Equipment Protected from Foreign Object Damage?

As harvest season approaches, now is a good time to review your farm equipment coverage.

One endorsement that many farmers may want to consider is Intake of Foreign Objects Coverage. This endorsement can provide protection for scheduled farm machinery if damage occurs after a foreign object is pulled into the equipment during operation.

While fields are checked and maintained throughout the year, unexpected debris can still find its way into crop ground. Storm damage, high winds, severe weather, fence materials, tree limbs, rocks, and other hidden objects can create risks that may not be visible until harvest is underway.

Repairing combines and other harvesting equipment can be expensive, and downtime during harvest can be just as costly. Having the right coverage in place may help protect your operation from an unexpected loss at a critical time of year.

Every farm policy is different, and coverage varies by carrier. If you are unsure whether your scheduled equipment includes Intake of Foreign Objects Coverage, now is the perfect time to review your policy before harvest begins.

Talk with your agent today to discuss your current coverage and whether this endorsement may be a good fit for your farming operation.