As harvest season approaches, now is a good time to review your farm equipment coverage. One endorsement that many farmers may want to consider is Intake of Foreign Objects Coverage. This endorsement can provide protection for scheduled farm machinery if damage occurs after a foreign object is pulled into the equipment during operation. While fields are checked and maintained throughout the year, unexpected debris can still find its way into crop ground. Storm damage, high winds, severe...

These past few days in Fort Recovery have been anything but sunny and cheery. The weather has forced us to start daydreaming of vacations-- sitting on a beach, traveling Europe, being somewhere a little less... dreary? As insurance agents, we start getting a lot of calls around this time of year to purchase travel insurance, but also to discuss rental vehicles. You may be wondering if you need to purchase rental car insurance for your upcoming trip. The answer is.... it depends! If you have...

Insurance companies across the country are working to keep homeowners insurance both available and sustainable. One of the biggest changes you will begin to see industry‑wide—including the insurers in our agency—is the use of new technology to evaluate the condition of home roofs. Because a home’s roof is one of the most important factors in preventing losses, its condition now plays a bigger role in determining insurance premiums. Below is a clear explanation of what this means for you and...