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Is My Rental Car Covered?
These past few days in Fort Recovery have been anything but sunny and cheery. The weather has forced us to start daydreaming of vacations-- sitting on a beach, traveling Europe, being somewhere a little less... dreary? As insurance agents, we start getting a lot of calls around this time of year to purchase travel insurance, but also to discuss rental vehicles. You may be wondering if you need to purchase rental car insurance for your upcoming trip. The answer is.... it depen

Amanda Hein Siegrist
1 day ago3 min read


How Roof Condition Will Affect Homeowners Insurance Rates
Insurance companies across the country are working to keep homeowners insurance both available and sustainable. One of the biggest changes you will begin to see industry‑wide—including the insurers in our agency—is the use of new technology to evaluate the condition of home roofs. Because a home’s roof is one of the most important factors in preventing losses, its condition now plays a bigger role in determining insurance premiums. Below is a clear explanation of what this me

Amanda Hein Siegrist
Feb 42 min read


January... Tis the Season to update those Farm Personal Property Listings
As we step into a new year, January offers farmowners an ideal opportunity to review and update their farm personal property listings. This simple yet crucial task can make a significant difference when it comes to protecting your assets and ensuring smooth claims processing. Why Updating Matters Over the past year, you may have purchased new equipment, sold older items, or made upgrades to your farm operations. If these changes aren’t reflected in your property listing, you

Amanda Hein Siegrist
Jan 71 min read


Life Insurance as a Gift for Children
I know, I know... when you read the title of this blog, many of you may have thought "There Amanda goes again... talking about life insurance." But life insurance is truly a product I believe in so hear me out! If you've been around children, especially young children at Christmas, you have probably been witness to one of life's greatest joys. There is something incredibly special about the joy of kids at Christmas time. The excited faces and squeals they make when Santa brou

Amanda Hein Siegrist
Dec 12, 20252 min read


New Online Tool for Quoting Life Insurance
We are thrilled to announce the launch of our new online quoting tool for term life insurance! Our office has partnered with Catholic Financial Life for this innovative tool that has been designed to streamline the process, making it more efficient for our clients to find the perfect term life insurance plan that suits their needs. Try our new tool today and take the first step towards securing your future. We are here to help you every step of the way. https://cfldirect.org/

Amanda Hein Siegrist
Oct 31, 20251 min read


Technology for Claims Prevention
Many of our insurers have started partnering with technology companies to help prevent claims or at minimum lessen the severity of claims. Have you reviewed with your carrier what tools they have available to help minimize risk? Below is a quick sampling of what our insurance companies have to offer: Telemetrics For our auto customers, one of the biggest technology pushes has been to help drivers identify unsafe driving habits. Many of our insurance companies offer a telemetr

Amanda Hein Siegrist
Oct 17, 20252 min read


Travel Insurance
As we enter the final push for summer vacations and plans are already being made for trips in 2026, we want to highlight a product that...

Amanda Hein Siegrist
Jul 31, 20251 min read


Why You Should Buy from an Independent Agent
In today's competitive marketplace, consumers have numerous choices when it comes to purchasing products and services. One option that...

Amanda Hein Siegrist
Jul 18, 20252 min read


The Importance of Reviewing Life Insurance Amidst Major Life Changes
Life is a symphony of changes, each note marking a significant milestone. These changes often come with a wave of new responsibilities,...

Amanda Hein Siegrist
Jul 8, 20252 min read


Managing Expectations in Insurance: A Guide for Clients
As an insurance agent, one of our biggest responsibilities is to understand our clients' expectations of insurance. Clear communication...

Amanda Hein Siegrist
Jul 2, 20252 min read


Life Insurance for Children- A multifaceted gift
Let’s be honest, the thought of losing a child makes anyone feel uneasy. If the unimaginable happens, life insurance coverage for that...

Amanda Hein Siegrist
Jun 24, 20253 min read


How Time Can Save You Money on Insurance
Time, indeed, is money, especially when it comes to insurance. Taking a few extra minutes to thoughtfully manage your insurance needs can...

Amanda Hein Siegrist
Jun 18, 20252 min read


Does my homeowners cover tornado damage?
We are in the thick of tornado season here in the Midwest. And unfortunately for us, it feels like tornado alley has shifted to be in our...

Amanda Hein Siegrist
Jun 5, 20252 min read


Understanding new underwriting guidelines for roofs
When it comes to securing homeowners insurance, one of the critical aspects underwriters consider is the condition of the roof. For...

Amanda Hein Siegrist
May 22, 20253 min read


Have you considered a Charitable Life Policy?
Tax Season...I'm not sure that anyone has a fond love of tax season. However, for me, tax season always reminds me of being able to write...

Amanda Hein Siegrist
Mar 20, 20252 min read


Three ways to maximize your RMDs
Required Minimum Distributions (RMDs) are mandatory withdrawals that individuals must take from their retirement accounts once they reach...

Amanda Hein Siegrist
Mar 14, 20254 min read


Why You Need a Personal Insurance Umbrella
Protecting Your Assets and Peace of Mind In today's increasingly litigious society, having a personal insurance umbrella is not just a...

Amanda Hein Siegrist
Jan 30, 20252 min read


Winter Preparedness
Old man winter is waking up and getting ready to show us how strong he can be! We all know that being prepared for winter weather is half...

Amanda Hein Siegrist
Dec 30, 20242 min read


Why Life Insurance Makes a Great Christmas Gift
The holiday season is upon us, and with Christmas just around the corner, many are scrambling to find the perfect gifts for their loved...

Amanda Hein Siegrist
Nov 25, 20243 min read


4 Things To Know About Fire Blankets
Those of you who attended the Fort Recovery Merchant Christmas Open House this past Sunday know that we were blessed to host two...

Amanda Hein Siegrist
Nov 20, 20243 min read
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